Chapter 11 Loan
It’s a new week now. This book also starts to appear on the new book list. If you think this book is good, please give me praise…
"Sister Swaydi, Brother Fowles, goodbye!"
"Brother Fowles, come back and tell us stories next time!"
…………
The two leans against each other and go out of the waste house. In the back, a group of kids are wistfully waving goodbye to them.
"Right!" The childish voices make Fowles trance. He stops and turns back: "In this long time, you say I was telling you the story, but you also told me a lot. My story is meaningless to you, but your stories for me..."
Pulsing a moment, Fowles reaches his pocket and pulls out a small, bright and sparkling little thing: "How many people are you? Nine? Come, take it, don't grab it!"
The kids are shocked and inexplicably take over the reward from Fowles, and they cheer up.
That is a silver coin, equals a thousand copper. Five copper is enough for them to live a day. They do not have to worry about being hungry for half a year with this money.
"Young master, what you do... is not very good." Until leaving the waste house, and out of the kids’ sight, Swaydi says hesitantly.
"Oh, why?" Fowles is a bit surprised.
"They are still children and young, and many things are not understandable by them. You should let them know that hard working can exchange food and clothing, instead of expecting charity from rich men like you, otherwise..."
Swaydi looks respectful but her tone is quite serious: "With my ability, though barely but I can let them have enough food and drink, but I always only send them two copper of bread, because I’m afraid that they will have bad habits like indolence."
Fowles really shocks this time. He does not expect Swaydi would have such a vision.
It was only because the intelligence systems of these kids might be useful for the plan next, that he gave them little favors in the beginning. Yet just at this moment, he discovered suddenly another use of these kids...
Fowles smirks and looks at the maid seriously: "Swaydi, do you think that putting them there, hanging in a cold and starving status is good enough for them?"
Isn’t it? Swaydi doubts and turns her head.
"What if you teach them to work hard? When they grow up, they will go to stores to work. After getting older, they save money, get married, and have a bunch of kids to work like you, and repeat this again and again?"
"Swaydi, don't impose your own philosophy on life of others. The purpose of living is that there are countless possibilities. You block all other possibilities, leaving only one for them, is it really good for them?"
"If William Gent were in here and taught by you to be a hard-working labor, will there still be a great pirate known by the world?"
"Captain William Gent, was not a good person..." Swaydi’s teeth bit her lip until it turns white.
"Yes, he was not a good person, but he did have left his name in the history. Countless people talked about his adventures. Countless bards sang his story. If you let Captain William Gent chose again, do you think... he would choose to be a little worker or a great pirate?"
Swaydi is speechless. Fowles looks at the maid's transic face and very happy in his heart.
When it comes to debate skills, the difference between people in this world and the other world would be so big.
The girl who originally has her own opinion is confused now with his few words…
People will always have opportunities in their lives. It is just a matter if you can seize them or not. A beggar may become a great pirate, but a worker may become a more great and superior figure, isn’t it?
But there is no way for her to understand. In the heart of Swaydi, the idea of these kids becoming little workers is exactly the same as the description of Fowles.
This is the problem of experience and knowledge. Although she has her own opinion, she can't imagine, in what mode could the opportunities come. So life in her heart follows the prescribed order and steady.
This is also the sorrow of all the poor people in the feudal era. They cannot recognize the possible way out of their poor lives. They can only live a life in the circle delineated by the nobles.
Their lives have not much to pursue, because they do not know how. So warm and full are their only goal.
But... this goal is too insignificant, insignificant...Fowles has overturned it in a few words easily.
"Swaydi, the possibilities of kids are unlimited. If they are well educated, don't you think that they have a chance to become a Wizard, a strong warrior, a well-known scholar, or a person who will be remembered by history?"
"If you can't give them the best chance, Swaydi, any ideas you instill in them, not only will not help them, but will become a block in their lives, do you understand?"
"How could this be? How could this be? Is it... Is it all wrong that I have done before?" Swaydi cries.
Looking at the pretty face of his maid crying, Fowles smirks: "Yes, Swaydi, you are doing it right, really! If there is anything wrong, it is just that you are not doing enough. Not doing enough, sometimes is worse than not doing it at all, do you understand?"
"Then what, what should I do?" Swaydi twitches.
"What should you do? It's easy. It's not enough to just not starving, but you should also let them be warm and full. Because during the period of body growing for kids, lack of nutrition will affect the body's development and affect their future."
"Then, you should educate them. Instead of teaching them to become honest little workers, teach them more advanced skills. Fighting, magic, at least they must be able to read and write. Then according to everyone's special talent, you should also..."
The little mouth of Swaydi, is opening bigger and bigger as the description of Fowles goes. The crystal clear saliva almost drips down: "Young master, these all need money! If this can be done, my elder brother will not have to go out to sea for fishing. My younger brother will not have to go out to work for others..."
"No, Swaydi, you underestimate your potential. You can do these things."
“It can be done?” Swaydi exclaims. “Young master, that’s impossible! To do this, at least...we need dozens of silver coins or even a gold coin?” Swaydi pulls her fingers and hesitates.
In fact, a gold coin is far not enough, but Swaydi only dares to say this number. Imagine what 100,000 copper means to a family who can only earn 5,000 copper per year! That means you do not eat or drink for 20 years!
"How could it not be done! Swaydi, you earn eight coppers a day, eighty for ten days, eight hundred for one hundred days, eight silver coins for one thousand days. Ten thousand days, in thirty years, Swaydi, you can earn nearly one gold coin."
"But by that time, they are all old." Swaydi says languidly.
“Swaydi, you didn't understand what I meant. In this world, there is actually a way called loan..." Fowles looks at Swaydi, and smiles evilly.
"Loan? What does that mean?" Swaydi asks blinking her eyes, like a lamb that is going to be eaten by a wolf.
"A loan, is before you doing a job, you get the salary first. For example, if you make up your mind to work for me for 30 years, let's sign a loan agreement. I will give you 30 years’ salary once and for all. It is like, your future work is to pay back the money you own me..."
"This…this is possible?" Swaydi hesitates.
By reviewing historical data, Fowles knows that before this, there were very few financial operations like this in the world. Even if there were, it would not be known by the poor people like Swaydi.
"Why not possible?" Fowles exaggeratedly spreads his hands and says, "Unless... you think you are the kind of defaulter who signs an agreement but is definitely unable to comply."
"Of course I am not!" Swaydi couldn't help but yell. She pulses a while and hesitantly says: "Young master, is it really possible?"
"Why not possible?" Fowles repeats it. "It's just a change of rules. Previously you work first and get paid after. Now you get paid first and work after...Have you not heard of the thing called deposit?"
Swaydi thinks about it for a moment and does not find any problem. Of course she cannot find any. The financial model that gives a headache to many economists, can it be understood by civilians like her?
"So, Master Fowles, can we sign such a contract?" Swaydi could not help but hope.
"Of course, no problem." Fowles looks at Swaydi like catching a big fish. "How long do you want to sign?"
Of course, the problem is not small matters such as loan repayment interest. Fowles can also set a trap in it, but... such kind of small tricks are not in accordance with Fowles’s philosophy of life.
The problem is the contract itself, that payment first and work after!
In the original way, although there is always a worry about paying after working, there is also a benefit that working after paying does not have. Freedom!
If you want to do it, you do. If you want to quit, you quit. It is easy. But once you sign the contract, before the contract expires, the little girl’s coming and going, can never be decided by herself any longer!
By then, isn’t it easy to manipulate her? Fowles looks at Swaydi, and the picture of manipulating the little girl shows in his mind. He is so happy.
Gingerly, Swaydi finally says the time limit: "Five...five, no, how about three months?"
Are you an idiot? Your salary now is twice as normal. The longer you sign the contract, the more money you have. You are... just signing for three months? ! Are you stupid enough to this extent, or are you cautious?
Fowles is depressed, and at the same time secretly glad that he has thought about the backup plan.
With a long sigh, he slowly nods: "No problem, but, Swaydi, how are you planning to spend it if you loan so little money?”
Chapter 11 Loan
It’s a new week now. This book also starts to appear on the new book list. If you think this book is good, please give me praise…
"Sister Swaydi, Brother Fowles, goodbye!"
"Brother Fowles, come back and tell us stories next time!"
…………
The two leans against each other and go out of the waste house. In the back, a group of kids are wistfully waving goodbye to them.
"Right!" The childish voices make Fowles trance. He stops and turns back: "In this long time, you say I was telling you the story, but you also told me a lot. My story is meaningless to you, but your stories for me..."
Pulsing a moment, Fowles reaches his pocket and pulls out a small, bright and sparkling little thing: "How many people are you? Nine? Come, take it, don't grab it!"
The kids are shocked and inexplicably take over the reward from Fowles, and they cheer up.
That is a silver coin, equals a thousand copper. Five copper is enough for them to live a day. They do not have to worry about being hungry for half a year with this money.
"Young master, what you do... is not very good." Until leaving the waste house, and out of the kids’ sight, Swaydi says hesitantly.
"Oh, why?" Fowles is a bit surprised.
"They are still children and young, and many things are not understandable by them. You should let them know that hard working can exchange food and clothing, instead of expecting charity from rich men like you, otherwise..."
Swaydi looks respectful but her tone is quite serious: "With my ability, though barely but I can let them have enough food and drink, but I always only send them two copper of bread, because I’m afraid that they will have bad habits like indolence."
Fowles really shocks this time. He does not expect Swaydi would have such a vision.
It was only because the intelligence systems of these kids might be useful for the plan next, that he gave them little favors in the beginning. Yet just at this moment, he discovered suddenly another use of these kids...
Fowles smirks and looks at the maid seriously: "Swaydi, do you think that putting them there, hanging in a cold and starving status is good enough for them?"
Isn’t it? Swaydi doubts and turns her head.
"What if you teach them to work hard? When they grow up, they will go to stores to work. After getting older, they save money, get married, and have a bunch of kids to work like you, and repeat this again and again?"
"Swaydi, don't impose your own philosophy on life of others. The purpose of living is that there are countless possibilities. You block all other possibilities, leaving only one for them, is it really good for them?"
"If William Gent were in here and taught by you to be a hard-working labor, will there still be a great pirate known by the world?"
"Captain William Gent, was not a good person..." Swaydi’s teeth bit her lip until it turns white.
"Yes, he was not a good person, but he did have left his name in the history. Countless people talked about his adventures. Countless bards sang his story. If you let Captain William Gent chose again, do you think... he would choose to be a little worker or a great pirate?"
Swaydi is speechless. Fowles looks at the maid's transic face and very happy in his heart.
When it comes to debate skills, the difference between people in this world and the other world would be so big.
The girl who originally has her own opinion is confused now with his few words…
People will always have opportunities in their lives. It is just a matter if you can seize them or not. A beggar may become a great pirate, but a worker may become a more great and superior figure, isn’t it?
But there is no way for her to understand. In the heart of Swaydi, the idea of these kids becoming little workers is exactly the same as the description of Fowles.
This is the problem of experience and knowledge. Although she has her own opinion, she can't imagine, in what mode could the opportunities come. So life in her heart follows the prescribed order and steady.
This is also the sorrow of all the poor people in the feudal era. They cannot recognize the possible way out of their poor lives. They can only live a life in the circle delineated by the nobles.
Their lives have not much to pursue, because they do not know how. So warm and full are their only goal.
But... this goal is too insignificant, insignificant...Fowles has overturned it in a few words easily.
"Swaydi, the possibilities of kids are unlimited. If they are well educated, don't you think that they have a chance to become a Wizard, a strong warrior, a well-known scholar, or a person who will be remembered by history?"
"If you can't give them the best chance, Swaydi, any ideas you instill in them, not only will not help them, but will become a block in their lives, do you understand?"
"How could this be? How could this be? Is it... Is it all wrong that I have done before?" Swaydi cries.
Looking at the pretty face of his maid crying, Fowles smirks: "Yes, Swaydi, you are doing it right, really! If there is anything wrong, it is just that you are not doing enough. Not doing enough, sometimes is worse than not doing it at all, do you understand?"
"Then what, what should I do?" Swaydi twitches.
"What should you do? It's easy. It's not enough to just not starving, but you should also let them be warm and full. Because during the period of body growing for kids, lack of nutrition will affect the body's development and affect their future."
"Then, you should educate them. Instead of teaching them to become honest little workers, teach them more advanced skills. Fighting, magic, at least they must be able to read and write. Then according to everyone's special talent, you should also..."
The little mouth of Swaydi, is opening bigger and bigger as the description of Fowles goes. The crystal clear saliva almost drips down: "Young master, these all need money! If this can be done, my elder brother will not have to go out to sea for fishing. My younger brother will not have to go out to work for others..."
"No, Swaydi, you underestimate your potential. You can do these things."
“It can be done?” Swaydi exclaims. “Young master, that’s impossible! To do this, at least...we need dozens of silver coins or even a gold coin?” Swaydi pulls her fingers and hesitates.
In fact, a gold coin is far not enough, but Swaydi only dares to say this number. Imagine what 100,000 copper means to a family who can only earn 5,000 copper per year! That means you do not eat or drink for 20 years!
"How could it not be done! Swaydi, you earn eight coppers a day, eighty for ten days, eight hundred for one hundred days, eight silver coins for one thousand days. Ten thousand days, in thirty years, Swaydi, you can earn nearly one gold coin."
"But by that time, they are all old." Swaydi says languidly.
“Swaydi, you didn't understand what I meant. In this world, there is actually a way called loan..." Fowles looks at Swaydi, and smiles evilly.
"Loan? What does that mean?" Swaydi asks blinking her eyes, like a lamb that is going to be eaten by a wolf.
"A loan, is before you doing a job, you get the salary first. For example, if you make up your mind to work for me for 30 years, let's sign a loan agreement. I will give you 30 years’ salary once and for all. It is like, your future work is to pay back the money you own me..."
"This…this is possible?" Swaydi hesitates.
By reviewing historical data, Fowles knows that before this, there were very few financial operations like this in the world. Even if there were, it would not be known by the poor people like Swaydi.
"Why not possible?" Fowles exaggeratedly spreads his hands and says, "Unless... you think you are the kind of defaulter who signs an agreement but is definitely unable to comply."
"Of course I am not!" Swaydi couldn't help but yell. She pulses a while and hesitantly says: "Young master, is it really possible?"
"Why not possible?" Fowles repeats it. "It's just a change of rules. Previously you work first and get paid after. Now you get paid first and work after...Have you not heard of the thing called deposit?"
Swaydi thinks about it for a moment and does not find any problem. Of course she cannot find any. The financial model that gives a headache to many economists, can it be understood by civilians like her?
"So, Master Fowles, can we sign such a contract?" Swaydi could not help but hope.
"Of course, no problem." Fowles looks at Swaydi like catching a big fish. "How long do you want to sign?"
Of course, the problem is not small matters such as loan repayment interest. Fowles can also set a trap in it, but... such kind of small tricks are not in accordance with Fowles’s philosophy of life.
The problem is the contract itself, that payment first and work after!
In the original way, although there is always a worry about paying after working, there is also a benefit that working after paying does not have. Freedom!
If you want to do it, you do. If you want to quit, you quit. It is easy. But once you sign the contract, before the contract expires, the little girl’s coming and going, can never be decided by herself any longer!
By then, isn’t it easy to manipulate her? Fowles looks at Swaydi, and the picture of manipulating the little girl shows in his mind. He is so happy.
Gingerly, Swaydi finally says the time limit: "Five...five, no, how about three months?"
Are you an idiot? Your salary now is twice as normal. The longer you sign the contract, the more money you have. You are... just signing for three months? ! Are you stupid enough to this extent, or are you cautious?
Fowles is depressed, and at the same time secretly glad that he has thought about the backup plan.
With a long sigh, he slowly nods: "No problem, but, Swaydi, how are you planning to spend it if you loan so little money?”
